BPC is working to set a new direction for federal housing policy, recognizing the unacceptably high and growing number of renters spending more than they can afford on housing and the critical need for a reformed system of housing finance. There are simply not enough affordable, available, and suitable homes for America’s families, which limits opportunity, exacerbates inequality, and slows economic growth. Many households, with low incomes and high housing costs, are vulnerable in our economy and at risk of becoming homeless. Forced to spend more than they can afford to keep a roof over their heads, struggling families are facing widespread housing insecurity, the threat of eviction, and other negative social and economic outcomes. Republicans and Democrats have come a long way toward finding agreement on this issue, but more work remains.