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Bridging the Retirement Divide: Reaching Small Business Owners and Workers

The Aspen Institute
1 Dupont Circle NW
Washington, DC 20036
This event has passed.

Small businesses in the United States account for 17 percent of the workforce and 63 percent of all new job creation. But the hard-charging entrepreneurs who keep these businesses running often struggle to set up retirement plans for themselves and their workers. These are busy proprietors trying to keep the lights on, after all. And setting up a retirement plan can be complicated and costly — or at least that’s the conventional wisdom. But what if the conventional wisdom is wrong?

This event will explore current innovations in the public and private sectors that are changing the way retirement benefits are delivered to small businesses. Hanging in the balance are the 32 million small business employees who lack access to a workplace retirement plan. Bridging this coverage gap will require new types of retirement plans that are well-integrated with firms’ payroll systems, make use of technology for low-cost compliance and investment, and exist within a well-designed regulatory and policy structure.

Join us as we partner with The Aspen Institute and The Pew Charitable Trusts to tackle all of these issues and more, spotlighting some of the potential breakthrough solutions currently being implemented.


Rhett Buttle
Senior Fellow, Aspen Institute Financial Security Program

Paul Davidson
Director, Human Resource Services, Paychex

Bob Guillocheau
President and CEO, Ascensus

Allen Guiterrez
Associate Administrator of the Office of Entrepreneurial Development, U.S. Small Business Administration

Jamie Kalamarides
Head of Full Service Solutions, Prudential

James B. Lockhart III
Co-Chair of the Commission on Retirement Security and Personal Savings, Bipartisan Policy Center

Ida Rademacher
Executive Director, The Aspen Institute Financial Security Program

Jeff Rosenberger
Chief Operating Officer, Guideline

John Scott
Director, Retirement Savings Project, The Pew Charitable Trusts

Katie Selenski
Executive Director, California Secure Choice

Holly Wade
Director, Research and Policy Analysis, National Federation of Independent Business


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