Celebrating ten years of productive partisanship.

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Ten years after retirement security law, it’s time to act again

Economy / News August 17, 2016

Kent Conrad and James Lockhart outline a bipartisan proposal that allows Americans the opportunity to easily save for retirement straight from their paychecks.

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Encouraging Retirement Savings in the Tax Code

Kenneth Megan / Blog October 19, 2015

Federal income tax expenditures for retirement are expected to exceed $800 billion between 2014 and 2018.

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Social Security at 80: Celebrating the Past and Securing the Future

Ben Ritz, Shai Akabas / Blog August 14, 2015

Social Security is the bedrock of retirement security for most Americans. But to maintain that position, it needs to be modernized and put on more secure footing.

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Home Equity: Savings for Retirement?

Kenneth Megan / Blog July 7, 2015

For many Americans, their home is their greatest financial asset. This is especially true for those at retirement age.

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The $1.2 Trillion Problem Hurting Americans’ Savings

Kelly Isom, Kenneth Megan, Mark White / Blog June 10, 2015

One-third of those with federal student loans in repayment are more than 90 days delinquent, and trends point to delayed homeownership and retirement savings.

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Barriers to Savings: Asset Tests

Kelly Isom / Blog March 13, 2015

Asset tests are clearly a strong savings disincentive for Americans who benefit from means-tested programs.

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Do You Know How Much Your 401(k) Plan Costs Uncle Sam? (He Doesn’t!)

Economy / Blog January 14, 2015

The system of “cash” scoring that the Joint Committee on Taxation uses only accounts for funds spent and revenues collected over the next few years, but saving for retirement is a lifetime process.

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Multiemployer Plans in Trouble

Brian Collins / Blog November 24, 2014

The multiemployer insurance program was designed with the (incorrect) assumption that the plans would be safe and unlikely to fail because the inclusion of multiple employers offset the risk that any single one would fail.

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Private-sector Defined Benefit Plans and the PBGC

Shai Akabas, Brian Collins / Blog November 10, 2014

Defined benefit plans in the U.S. have rapidly disappeared, and for the vast majority of retirees going forward, a defined contribution account will be their sole workplace retirement plan.

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Defined Benefit Plans: Where’d They Go?

Economy / Blog October 28, 2014

For individuals covered by defined benefit (DB) pension plans, some risks in retirement are ameliorated. But DB plans have disappeared from many American workplaces.

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