It’s possible for would-be home buyers to get a loan, but it sure has gotten harder, and that’s because of lenders who are scared of legal and financial risks, as well as declining affordability, experts said Tuesday at a housing-policy…
If there is one feature of a reformed housing finance system that has broad buy-in, it is that private capital should take the majority of mortgage credit risk.
In anticipation of the next debate on housing finance reform, stakeholders must agree on ways to measure how well the existing system is making credit available.
Few homebuyers have sufficient savings to purchase a home outright, and many need to borrow money to buy their first home or to move to another one.
Senators Corker and Warner, the authors of legislation to reform the housing finance system, reflected about ongoing opportunities and frustrations.
A new report offers a sobering reminder that our nation’s housing finance system continues to operate on an unsustainable foundation.