Working to find actionable solutions to the nation's key challenges.

The Impact of the 2016 Elections on GSE Reform

Michael A. Stegman / Blog November 18, 2016

While the election has surely changed the dynamics of housing finance reform, it is too early in the transition to know in exactly what ways.

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FHFA’s Credit Risk Program and the Future of GSE Legislation

Michael A. Stegman / Blog September 8, 2016

If there is one feature of a reformed housing finance system that has broad buy-in, it is that private capital should take the majority of mortgage credit risk.

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How Much Capital Is Enough?

Michael A. Stegman / Blog August 15, 2016

Lawmakers must strive to find the sweet spot between protecting taxpayers against another government bailout and providing broad and affordable access to credit.

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Measuring Credit Availability and Credit Risk in the Housing Finance System

Michael A. Stegman / Blog July 22, 2016

In anticipation of the next debate on housing finance reform, stakeholders must agree on ways to measure how well the existing system is making credit available.

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Experts Discuss Risk Sharing to Engage Private Capital in Housing

Andy Winkler / Blog October 7, 2015

Senators Corker and Warner, the authors of legislation to reform the housing finance system, reflected about ongoing opportunities and frustrations.

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Housing is a Growing Source of Instability

Housing / Blog September 21, 2015

The deplorable conditions in housing today should concern all of us, regardless of whether we are satisfied with our own personal housing situations.

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Home Equity: Savings for Retirement?

Kenneth Megan / Blog July 7, 2015

For many Americans, their home is their greatest financial asset. This is especially true for those at retirement age.

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Years After Crisis, Housing Finance System Still in Need of Reform

Henry Cisneros, Mel Martinez / Blog April 9, 2015

A new report offers a sobering reminder that our nation’s housing finance system continues to operate on an unsustainable foundation.

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‘Scared’ lenders, declining affordability making mortgages tough to obtain

Housing / News September 16, 2014

It’s possible for would-be home buyers to get a loan, but it sure has gotten harder, and that’s because of lenders who are scared of legal and financial risks, as well as declining affordability, experts said Tuesday at a housing-policy…

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Housing Summit Series: Peter James Elkowitz

/ Blog August 14, 2014

Peter Elkowitz

The 2014 Housing Summit is one month away. Hear what Peter Elkowitz, president and CEO of the Long Island Housing Partnership is looking forward to discussing with his fellow panelists on the afternoon of Tuesday, September 16. The panel will tackle the questions about how to improve access to mortgage credit for responsible borrowers. Peter also recently contributed to our expert forum about shared equity housing models. You can check out more here

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