Ideas. Action. Results.

Ways to Expand Savings Options for Employees

Shai Akabas / Blog December 8, 2016

The unanimous support from the Senate Finance Committee for the RESA gives hope that policymakers can take meaningful action to improve retirement security.

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RESA Tax Provisions Aim to Improve Retirement Security

Shai Akabas / Blog December 6, 2016

The Retirement Enhancement and Savings Act would modify some of the existing retirement tax incentives in ways that would improve access to retirement savings.

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RESA Addresses Leakage from Retirement Savings Accounts

Shai Akabas / Blog November 28, 2016

Financial insecurity can cause many hard-working savers to prematurely withdraw funds from their retirement accounts for unexpected needs.

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Defined Benefit Plans: Where’d They Go?

Economy / Blog October 28, 2014

For individuals covered by defined benefit (DB) pension plans, some risks in retirement are ameliorated. But DB plans have disappeared from many American workplaces.

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Outliving Your Savings: Longevity Risk

Kelly Isom / Blog September 29, 2014

Individuals must make their savings last for the possibility of living two, three, or more decades beyond their working careers.

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Senate Finance Committee Holds Hearing on Retirement Savings Reform

Shai Akabas, Brian Collins / Blog September 24, 2014

The Senate Finance Committee hearing comes just months after BPC officially launched its Commission on Retirement Security and Personal Savings.

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Leakage: Taking the Money Too Early

Shai Akabas, Brian Collins / Blog September 19, 2014

Many employers don’t sponsor workplace retirement plans, and ones that do but lack automatic features too often result in workers failing to participate.

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Defined Contribution Retirement Accounts: The New Normal

Shai Akabas, Brian Collins, Kelly Isom / Blog August 20, 2014

Defined Contribution accounts, such as 401(k)s and IRAs, make up a large and growing part of retirement security for those employed in the private sector.

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Retirement in America: Security for Some, Crisis for Others

Steve Bell / Blog August 1, 2014

Five of the foremost experts on different phases of the American retirement system met at BPC on July 30 in an attempt to outline the real state of workers’ preparedness for retirement. While the main theme of the panel was “heterogeneity,” meaning that every individual faces a different retirement challenge, they all agreed that “it’s a crisis for you if you’re not prepared.”

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Households near retirement don’t have enough savings

Shai Akabas, Brian Collins / Blog June 17, 2014

Many Americans, including those near retirement, have not saved enough. The Employee Benefit Research Institute finds that over 40 percent of Americans are at risk of running short of money for expenses in retirement. The combination of low saving rates, insufficient emergency funds, and increased responsibility for workers has left too many Americans without adequate savings for retirement to supplement their Social Security benefits.

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