Ideas. Action. Results.

Ways to Expand Savings Options for Employees

Shai Akabas / Blog December 8, 2016

The unanimous support from the Senate Finance Committee for the RESA gives hope that policymakers can take meaningful action to improve retirement security.

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Legislation Could Reduce Risk of Retirees Outliving Savings

Ben Ritz / Blog October 27, 2016

The vast majority of 401(k) plan participants and their beneficiaries are on their own to make savings last throughout the remainder of their lives.

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Encouraging Retirement Savings in the Tax Code

Kenneth Megan / Blog October 19, 2015

Federal income tax expenditures for retirement are expected to exceed $800 billion between 2014 and 2018.

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Understanding Proposed Reforms to Military Retirement

Brian Collins / Blog February 3, 2015

A congressionally-sponsored commission has recommended significant changes to military retirement benefits that would apply to newly enlisted and commissioned service members.

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Illinois Enacts Major Retirement Security Legislation

Brian Collins / Blog January 7, 2015

The law will require employers to either offer an employer-sponsored retirement plan or automatically enroll their employees into the new Secure Choice program.

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Multiemployer Plans in Trouble

Brian Collins / Blog November 24, 2014

The multiemployer insurance program was designed with the (incorrect) assumption that the plans would be safe and unlikely to fail because the inclusion of multiple employers offset the risk that any single one would fail.

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Private-sector Defined Benefit Plans and the PBGC

Shai Akabas, Brian Collins / Blog November 10, 2014

Defined benefit plans in the U.S. have rapidly disappeared, and for the vast majority of retirees going forward, a defined contribution account will be their sole workplace retirement plan.

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Defined Benefit Plans: Where’d They Go?

Economy / Blog October 28, 2014

For individuals covered by defined benefit (DB) pension plans, some risks in retirement are ameliorated. But DB plans have disappeared from many American workplaces.

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Outliving Your Savings: Longevity Risk

Kelly Isom / Blog September 29, 2014

Individuals must make their savings last for the possibility of living two, three, or more decades beyond their working careers.

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Pension Smoothing Is Not the Solution to the Highway Trust Fund (or Anything Else)

Shai Akabas, Brian Collins / Blog July 10, 2014

As we have written about and has been widely known for some time, the Highway Trust Fund (HTF), which finances federal spending on surface transportation and infrastructure, is on track to be exhausted in the coming weeks. The HTF finances a variety of projects across the country to maintain and improve surface infrastructure, including roads, bridges, and public transit.

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