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Starting to Save: Innovations for Working America

Bipartisan Policy Center
1225 Eye St NW
Suite 1000
Washington, DC 20005
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At a time when many lower-income and middle-class Americans are struggling to save through traditional savings and retirement accounts, a new wave of promising initiatives has the potential to help many Americans achieve much-needed economic security. Among these proposals are matched savings accounts, multi-stream savings arrangements, child saving accounts, and an innovative product called prize-linked savings, which has just recently been allowed at banks nationwide since the end of 2014.

The Bipartisan Policy Center (BPC), the Center for Financial Services Innovation, and Doorways to Dreams brought together Senator Susan Collins (R-ME), chairman of the Senate Aging Committee, and Congressman Derek Kilmer (D-WA), cosponsor of the American Savings Promotion Act enacted in 2014, and a panel of experts to discuss a variety of innovative avenues and products that can help working Americans increase their savings for emergencies, near-term needs, and retirement.


Representative Derek Kilmer (D-WA)

Senator Susan Collins (R-ME)

Panel discussion with:

Tim Flacke
Executive Director, Doorways to Dreams Fund

David John
Deputy Director, Retirement Security Project, Brookings Institution

Jason J. Fichtner
Senior Research Fellow, Mercatus Center, George Mason University

Kate Griffin
Vice President for Programs, Corporation for Enterprise Development

Moderated by:

Jeanne Hogarth
Vice President, Center for Financial Services Innovation

G. William Hoagland
Senior Vice President, BPC


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