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A U.K. Perspective on Fintech Regulation: What is (and Is Not) a Sandbox?

Bipartisan Policy Center
1225 Eye St. NW
Suite 1000
Washington, DC 20005
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From faster payments to online lending to distributed ledgers, financial technology, or fintech, is changing financial services and regulation. As U.S. regulators develop their frameworks for regulating fintech, some observers have held up the United Kingdom’s approach to regulating fintech while encouraging innovation as a model that the United States should emulate.

BPC and the Center for Financial Services Innovation hosted a conversation with Christopher Woolard, director of strategy and competition for the U.K.’s Financial Conduct Authority (FCA). Woolard outlined the FCA’s strategy in the current environment, including what has and has not worked well with respect to encouraging the development of a dynamic fintech sector while also serving and protecting consumers.


Christopher Woolard
Director of Strategy and Competition, U.K. Financial Conduct Authority


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