Ideas. Action. Results.

Bipartisan Bill Aims for Federal Student Loan Disclosures Anyone Can Understand

Kenneth Megan / Blog November 7, 2017

Helping borrowers navigate the complicated student loan system is an area ripe for more bipartisan initiatives.

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Education Department’s New Loan-Servicing Plan: A Dicey Prospect

Kenneth Megan, Jake Varn / Blog July 20, 2017

Student loan servicing is not without problems, but it is unclear whether the Education Department’s new approach will actually improve the system.

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Managing the Costs of Higher Education

Kenneth Megan, Ben Ritz / Blog August 2, 2016

A toxic combination of low repayment rates and high loan volumes could soon place a significant strain on the federal budget resulting in increasing public debt.

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Policy Changes Can Keep Higher Education Accessible, Affordable

Governance / Press Release September 25, 2015

Changes to the federal student loan program can increase competition, transparency and innovation in higher education.

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Key Objectives for the Reauthorization of the Higher Education Act

Governance / Research September 25, 2015

The costs of college tuition and room-and-board are skyrocketing, putting additional pressure on federal support and requiring many students to assume even greater debt burdens.

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Income Share Agreements: A Private Market for Debt-Free College

Kenneth Megan, Shai Akabas / Blog September 2, 2015

As tuition climbs and student debt balloons, ISAs have the potential to lower risks facing borrowers by offering fixed payments and avoiding heavy debt burdens.

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Higher Education Reforms Aim for Greater Accountability

Kenneth Megan / Blog August 5, 2015

A lack of oversight has led to a serious accountability gap, with institutions remaining largely “off-the-hook” for poor student outcomes.

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The $1.2 Trillion Problem Hurting Americans’ Savings

Kelly Isom, Kenneth Megan, Mark White / Blog June 10, 2015

One-third of those with federal student loans in repayment are more than 90 days delinquent, and trends point to delayed homeownership and retirement savings.

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Senators Rubio and Warner Introduce Smart and Sensible Bipartisan Student Loans Bill

Michele Nellenbach / Blog August 19, 2014

The program, previously in existence but drastically underutilized, directly transfers 10 percent of the borrowers’ annual incomes from their monthly paychecks towards repayment of their debt, with an annual $10,000 income exemption clause.

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Bipartisan Policy Center Applauds Passage of Student Loan Reform

Economy / Press Release July 31, 2013

““The Bipartisan Policy Center (BPC) applauds the Senate and the House of Representatives for their bipartisan passage of legislation to reform direct federal student loan rates. This bill prevents rates on new subsidized Stafford loans from doubling to 6.8%—an increase that would have impacted millions of students nationwide.”

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