Ideas. Action. Results.

What a Trump Presidency Means for Financial Regulation

Justin Schardin / Blog November 10, 2016

Major changes could be in store for the post-crisis regulatory structure that has been built over the past eight years.

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The House GOP Alternative to the Federal Insurance Office

Justin Schardin / Blog October 5, 2016

The legislation would create a new office that would be both less powerful, and in some ways more independent, than the two entities it would succeed.

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Four Takeaways from the Fed’s Proposed Stress Test Changes

Michael Carlson / Blog September 28, 2016

The proposal would raise the regulatory burden on the eight most systemically important U.S. banks, especially compared to the large regional banks.

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How Much Capital Is Enough?

Michael A. Stegman / Blog August 15, 2016

Lawmakers must strive to find the sweet spot between protecting taxpayers against another government bailout and providing broad and affordable access to credit.

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Trump’s Regulatory Moratorium Would Not Dismantle Dodd-Frank

Justin Schardin / Blog August 9, 2016

If Trump won the White House and issued an Indiana-style order, it would not have the same potential consequences for existing or new rules.

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De-Designation of GE Capital is a Milestone for FSOC

Justin Schardin / Blog June 29, 2016

The decision leaves open questions of what another SIFI must do to achieve de-designation, and the impact that GE Capital’s designation had on the financial system.

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Curbing Bad Apples Won’t Erase Contagion Risk

Finance / News May 2, 2016

In the Dodd-Frank Act, Congress wisely gave regulators greater authority to address systemic risk originating outside the banking sector by letting FSOC designate nonbank firms as SIFIs.

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What Everyone Got Wrong About MetLife’s Breakup

Finance / News January 13, 2016

MetLife was just the fourth nonbank named by the Financial Stability Oversight Council as a SIFI, and the second to shortly thereafter announce plans to break itself up.

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How FSOC Undermined, and the Fed May Save, U.S. Case for Insurance Regulatory Equivalence

Justin Schardin / Blog July 30, 2015

EU officials will soon make several decisions whether to grant U.S. insurance regulation “equivalence” with the EU’s new insurance regulatory and capital regime.

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Bank Living Wills: Five Years Later, Still in Probate

Justin Schardin, Kristofer Readling / Blog June 30, 2015

Dodd-Frank requires all banks with consolidated assets greater than $50 billion (often called “bank SIFIs”) to submit living wills.

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