Ideas. Action. Results.

The Impact of the 2016 Elections on GSE Reform

Michael A. Stegman / Blog November 18, 2016

While the election has surely changed the dynamics of housing finance reform, it is too early in the transition to know in exactly what ways.

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Enhancing Access to Credit with New Scoring Tools

Michael A. Stegman / Blog October 31, 2016

Roughly 45 million consumers, many minorities in low-income neighborhoods, are essentially shut out of the opportunity to access mortgages through the GSEs.

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FHFA’s Credit Risk Program and the Future of GSE Legislation

Michael A. Stegman / Blog September 8, 2016

If there is one feature of a reformed housing finance system that has broad buy-in, it is that private capital should take the majority of mortgage credit risk.

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Mel Watt Warns of Rising Risks

Andy Winkler / Blog February 22, 2016

While Congress, FHFA, and the president have worked to reform the housing finance system, we now have a system that may be stable but clearly is not sustainable.

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Address by FHFA Director Mel Watt

Housing / February 18, 2016 9:00 a.m. to 10:00 a.m. ET

The speech featured an update on the Federal Housing Finance Agency’s work as regulator and conservator of Fannie Mae and Freddie Mac.

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Reform Initiatives Hold Promise for the Housing Market

Henry Cisneros / Blog October 28, 2014

Housing agencies recognize it is possible to manage risk with sound underwriting, while simultaneously expanding access to mortgage credit.

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