Working to find actionable solutions to the nation's key challenges.

Fannie-Freddie Regulator to Plan to Stay On Under Trump

Housing / News December 15, 2016

Watt has told employees and others close to him that he plans to stay at his post after Trump becomes president to serve out a term that doesn’t end until January 2019.

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The Impact of the 2016 Elections on GSE Reform

Michael A. Stegman / Blog November 18, 2016

While the election has surely changed the dynamics of housing finance reform, it is too early in the transition to know in exactly what ways.

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Enhancing Access to Credit with New Scoring Tools

Michael A. Stegman / Blog October 31, 2016

Roughly 45 million consumers, many minorities in low-income neighborhoods, are essentially shut out of the opportunity to access mortgages through the GSEs.

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FHFA’s Credit Risk Program and the Future of GSE Legislation

Michael A. Stegman / Blog September 8, 2016

If there is one feature of a reformed housing finance system that has broad buy-in, it is that private capital should take the majority of mortgage credit risk.

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Mel Watt Warns of Rising Risks

Andy Winkler / Blog February 22, 2016

While Congress, FHFA, and the president have worked to reform the housing finance system, we now have a system that may be stable but clearly is not sustainable.

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This is the most serious risk facing Fannie Mae and Freddie Mac

Housing / News February 18, 2016

Watt’s speech identified risks to the long-term health of the country’s housing finance system because of the unsettled nature of Fannie Mae and Freddie Mac.

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Watt sounds warning bell on GSEs

Housing / News February 18, 2016

After eight years of functioning under a government conservatorship, Watt said the situation was growing worse at the housing giants.

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Address by FHFA Director Mel Watt

Housing / February 18, 2016 9:00 a.m. to 10:00 a.m. ET

The speech featured an update on the Federal Housing Finance Agency’s work as regulator and conservator of Fannie Mae and Freddie Mac.

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Reform Initiatives Hold Promise for the Housing Market

Henry Cisneros / Blog October 28, 2014

Housing agencies recognize it is possible to manage risk with sound underwriting, while simultaneously expanding access to mortgage credit.

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