Ideas. Action. Results.

The Impact of the 2016 Elections on GSE Reform

Michael A. Stegman / Blog November 18, 2016

While the election has surely changed the dynamics of housing finance reform, it is too early in the transition to know in exactly what ways.

Read More

FHFA’s Credit Risk Program and the Future of GSE Legislation

Michael A. Stegman / Blog September 8, 2016

If there is one feature of a reformed housing finance system that has broad buy-in, it is that private capital should take the majority of mortgage credit risk.

Read More

How Much Capital Is Enough?

Michael A. Stegman / Blog August 15, 2016

Lawmakers must strive to find the sweet spot between protecting taxpayers against another government bailout and providing broad and affordable access to credit.

Read More

Building on the Johnson-Crapo Consensus

Michael A. Stegman / Blog August 3, 2016

The Johnson-Crapo bill should serve as a starting point as stakeholders prepare for a renewed debate about the future of Fannie Mae and Freddie Mac.

Read More

Measuring Credit Availability and Credit Risk in the Housing Finance System

Michael A. Stegman / Blog July 22, 2016

In anticipation of the next debate on housing finance reform, stakeholders must agree on ways to measure how well the existing system is making credit available.

Read More

BPC discussion: Fannie, Freddie reform can happen but one step at a time

Housing / News July 16, 2015

Reform of the GSEs and housing finance may come, but it’s more likely to come in small bites rather than the big prix fixe Johnson-Crapo or the PATH Act.

Read More

Johnson-Crapo Proposal Keeps Hope Alive for Housing Finance Reform

Mel Martinez, George Mitchell / Blog April 23, 2014

Achieving housing finance reform received a major boost when Senate Banking Committee Chairman Tim Johnson (D-SD) and ranking member Mike Crapo (R-ID) recently unveiled their long-awaited reform proposal.  

Read More

Leaders of BPC Housing Commission Encourage Senators Johnson and Crapo to Move Forward on Housing Finance Legislation

Frank Keating, George Mitchell, Mel Martinez, Henry Cisneros / Research February 3, 2014

Appearing at a BPC forum, Senator Crapo reinforced his commitment to move forward on legislation in early 2014.

Read More