Ideas. Action. Results.

Retirement Tax Preferences: Cost Estimates Are Too High

Shai Akabas, Kenneth Megan, Tim Shaw / Blog August 7, 2017

Lawmakers should beware that the sticker price for tax deferral overstates its true costs.

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States’ rights? Not so much, when it comes to retirement savings

Economy / News February 16, 2017

The Republican-controlled Congress took aim this week at states that are creating retirement saving programs for workers who do not already have 401(k)s through their jobs.

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Ways to Expand Savings Options for Employees

Shai Akabas / Blog December 8, 2016

The unanimous support from the Senate Finance Committee for the RESA gives hope that policymakers can take meaningful action to improve retirement security.

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Millennials in Retirement: Rising Home Equity But Declining Homeownership

Kenneth Megan / Blog February 17, 2016

Homeownership is projected to decline by six percentage points among older Americans over the next 50 years—from 80 percent to 74 percent.

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President’s Budget Eyes the Future, But Doesn’t Pay for It

Ben Ritz / Blog February 11, 2016

While the president’s budget is best understood as an expression of one party’s agenda, the document does include a variety of new proposals.

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Workers Move Around, So Should Their 401(k)

Kenneth Megan / Blog January 15, 2016

Workers should have the ability to move their funds efficiently, and should not be forced to jump through hoops to ensure that the assets remain in a qualified plan.

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Making Your 401(k) Last a Lifetime

Brian Collins / Blog March 25, 2015

Even after a lifetime of saving, retirees must make their assets last through a retirement that could be two or three decades – or longer.

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Barriers to Savings: Asset Tests

Kelly Isom / Blog March 13, 2015

Asset tests are clearly a strong savings disincentive for Americans who benefit from means-tested programs.

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Obama’s Budget Highlights Retirement Security

Shai Akabas / Blog February 2, 2015

With baby boomers entering retirement and student loan debt growing rapidly, personal savings issues have unsurprisingly grabbed the policy spotlight.

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Do You Know How Much Your 401(k) Plan Costs Uncle Sam? (He Doesn’t!)

Economy / Blog January 14, 2015

The system of “cash” scoring that the Joint Committee on Taxation uses only accounts for funds spent and revenues collected over the next few years, but saving for retirement is a lifetime process.

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