Ideas. Action. Results.

A Challenge to a Ginnie Mae-Based Approach to Housing Finance Reform

Michael A. Stegman / Blog December 20, 2016

Michael Bright and Ed DeMarco’s proposal to end the conservatorship of the GSEs would use the Ginnie Mae platform to create a new secondary mortgage market.

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The Impact of the 2016 Elections on GSE Reform

Michael A. Stegman / Blog November 18, 2016

While the election has surely changed the dynamics of housing finance reform, it is too early in the transition to know in exactly what ways.

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Enhancing Access to Credit with New Scoring Tools

Michael A. Stegman / Blog October 31, 2016

Roughly 45 million consumers, many minorities in low-income neighborhoods, are essentially shut out of the opportunity to access mortgages through the GSEs.

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Middle-Income Seniors Face Obstacles to Healthy Aging at Home

Andy Winkler / Blog June 8, 2016

More homeowners are carrying mortgage debt later in life, restraining the ability of seniors to finance retirement and age with options in their communities.

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Home Equity: Savings for Retirement?

Kenneth Megan / Blog July 7, 2015

For many Americans, their home is their greatest financial asset. This is especially true for those at retirement age.

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Moving the Homeownership Needle

Mel Martinez / Blog November 20, 2014

As generations of Americans can attest, homeownership, when responsibly undertaken, can be a powerful wealth-building and community-strengthening tool.

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Perspectives on RAD: Sharon Wilson Géno

Housing / Blog November 5, 2014

RAD provides a tool to protect and preserve the homes of the nearly 3 million people who call public housing home.

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Reform Initiatives Hold Promise for the Housing Market

Henry Cisneros / Blog October 28, 2014

Housing agencies recognize it is possible to manage risk with sound underwriting, while simultaneously expanding access to mortgage credit.

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Housing Summit Series: Brian Montgomery

Housing / Blog August 26, 2014

Peter Elkowitz

New insights from former FHA Commissioner Brian Montgomery will be showcased at the opening session of the 2014 Housing Summit. He will join three other former FHA commissioners and current Commissioner Galate. With three weeks to go, don’t forget to register here.

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The Financial Implications of an Aging America

Henry Cisneros / Blog July 29, 2014

The graying of America will force our nation’s leaders to rethink policies in fields ranging from health care to public safety to transportation. For housing policymakers, a major challenge will be responding to the needs of the overwhelming majority of seniors who will seek to age in place in their own homes and communities. 

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