Ideas. Action. Results.

Retirement Tax Preferences: Cost Estimates Are Too High

Shai Akabas, Kenneth Megan, Tim Shaw / Blog August 7, 2017

Lawmakers should beware that the sticker price for tax deferral overstates its true costs.

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Ways to Expand Savings Options for Employees

Shai Akabas / Blog December 8, 2016

The unanimous support from the Senate Finance Committee for the RESA gives hope that policymakers can take meaningful action to improve retirement security.

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Legislation Could Reduce Risk of Retirees Outliving Savings

Ben Ritz / Blog October 27, 2016

The vast majority of 401(k) plan participants and their beneficiaries are on their own to make savings last throughout the remainder of their lives.

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President’s Budget Eyes the Future, But Doesn’t Pay for It

Ben Ritz / Blog February 11, 2016

While the president’s budget is best understood as an expression of one party’s agenda, the document does include a variety of new proposals.

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Encouraging Retirement Savings in the Tax Code

Kenneth Megan / Blog October 19, 2015

Federal income tax expenditures for retirement are expected to exceed $800 billion between 2014 and 2018.

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Illinois Enacts Major Retirement Security Legislation

Brian Collins / Blog January 7, 2015

The law will require employers to either offer an employer-sponsored retirement plan or automatically enroll their employees into the new Secure Choice program.

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Congress to New Federal Employees: Diversify Your Portfolios!

Brian Collins / Blog December 22, 2014

Congress acted to make target-date funds the default investment in the retirement plan for federal employees.

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Recent Treasury/IRS Regs Encourage Use of Annuities by DC Account Holders

Economy / Blog November 17, 2014

One of the challenges that defined contribution plan participants face is how to turn their savings into income that will last through the end of their lives.

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Private-sector Defined Benefit Plans and the PBGC

Shai Akabas, Brian Collins / Blog November 10, 2014

Defined benefit plans in the U.S. have rapidly disappeared, and for the vast majority of retirees going forward, a defined contribution account will be their sole workplace retirement plan.

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The Impact of Automatic Features in Defined Contribution Plans

Shai Akabas, Brian Collins / Blog September 11, 2014

By offering auto-enrollment, higher default contribution rates, and/or auto-escalation, employers can help their employees save more and better prepare for retirement.

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