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National Homeownership Month: Reflections from BPC’s Housing Advisory Council

For many families, purchasing a home is the most critical investment decision they ever make. It is likely their primary asset and their single greatest wealth-building opportunity. As National Homeownership Month comes to a close, we asked a few members of BPC’s Housing Advisory Council to reflect on the continuing value of homeownership and how policymakers can better support families interested in buying a home:

  • Seth Appleton – President, MISMO; Former HUD Assistant Secretary, Policy Development and Research; Former Principal Executive Vice President, Ginnie Mae
  • Eileen Fitzgerald – Head of Housing Affordability Philanthropy, Wells Fargo
  • Gerald Hunter – President and Executive Director, Idaho Housing and Finance Association
  • Jim King – CEO and President, Fahe
  • Chrystal Kornegay – Executive Director, MassHousing
  • Lisa Rice – President and Chief Executive Officer, National Fair Housing Alliance
  • Dana Wade – Chief Production Officer, Walker & Dunlop; Former HUD Assistant Secretary for Housing/Federal Housing Commissioner
  • Karen Freeman-Wilson – President and CEO, Chicago Urban League; Former Mayor of Gary, Indiana

See their responses below:

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For generations, Americans have aspired to purchase and live in a home they can call their own. Why does homeownership feature so prominently in the "American dream? What value can it bring to families and communities—and has that changed because of the COVID-19 pandemic?

While homeownership has been an aspiration for so many, discriminatory housing policies—from redlining to racial covenants—have contributed to the stark racial disparities in homeownership and family wealth. How can both parties work together to address these inequities and promote opportunity for all?

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