BPC Blog

One change would provide the Federal Reserve more flexibility to tailor capital requirements for insurance companies deemed systemically important

The U.S. House of Representatives is poised to vote as early as today on two significant tweaks to the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank). The two measures, part of a package of changes incorporated into the Insurance Capital Standards Clarification Act of 2014, are small but important improvements and would represent the most significant effort so far to update the landmark financial reform bill. 

While it appears the American dream of homeownership is still on the minds of this younger generation, many among them possess considerable doubts

It is considered by experts to be one of the biggest challenges facing the housing market today. The so-called “Millennials” – the generation following the once-considered-rudderless Generation X – has yet to move into the housing market en masse.

Dowell Myers, demographer with the USC Sol Price School of Public Policy, joined BPC’s 2014 Housing Summit to discuss how demographic trends will shape the US housing market and whether federal policy will anticipate the significant shifts taking place.

The FHA’s role has evolved over time, moving from 8% of the market to over 30% in the financial crisis

Little known prior to the 2008 financial crisis, the Federal Housing Administration is one mortgage market player that made it through the ordeal with its reputation intact and remains a central figure in the discussion over the future course of federal housing finance policy.

Regardless of the outcome of the midterm elections, immigration is not an issue that will be going away soon

An article in POLITICO yesterday about its recent battleground polling is headlined “Poll: GOP has edge on immigration in midterms.” However, there is much more to the story than the headline. The poll showed deep ambivalence toward all parties on the issue of immigration.

If Congress and the president are committed to bringing the country closer together, they must expand service opportunities to meet the demand

Today marks the 20th anniversary of AmeriCorps, our country’s foremost domestic service program. Nearly 900,000 Americans have served their nation and communities through AmeriCorps, each pledging to get things done. In two decades, they have completed more than one billion hours of service and improved the lives of millions of Americans

Retirement in America: What’s Working and What’s Not?

Automatic enrollment is a powerful tool to combat non-participation. Workers in these plans automatically begin contributing to their defined contribution retirement account at the default rate unless they actively choose a different rate (or opt-out completely).

Defined retirement plans

The only ally that shares a border with Iraq and Syria, Turkey has several concerns underlying its hesitance

While the nation waits for President Barack Obama to announce his strategy for dealing with the threat posed by the Islamic State of Iraq and al-Sham (ISIS or, alternatively, ISIL)—the terrorist group that has seized land in Iraq and Syria, declared a caliphate, persecuted ethnic and religious minorities, and beheaded two American journalists—U.S. officials have been traveling the globe, seeking out partners to help shoulder the burden. 

CBO releases score of bipartisan bill passed by the Senate Banking Committee

Last week, the Congressional Budget Office (CBO) released its score of S.1217, the Housing Finance Reform and Taxpayer Protection Act of 2014, which was approved by the Senate Banking Committee this past spring on a bipartisan basis. CBO estimates that the bill would decrease the federal deficit by $58 billion over the period from Fiscal Years 2015 to 2024 – though CBO cautions that those estimates are subject to significant uncertainty.

The latest report on Iran’s nuclear program by the IAEA suggests that Tehran is resorting to a preferred tactic: divisive diplomacy

The latest report on Iran’s nuclear program by the International Atomic Energy Agency, the first since the expiration and subsequent extension of the interim deal, known as the “Joint Plan of Action”, suggests that Tehran is resorting to a preferred tactic: divisive diplomacy. Exploiting the fact that they are currently engaged in two ongoing diplomatic efforts—one by the P5+1 world powers to curb Iran’s nuclear program going forward and one by the IAEA to reveal the extent and nature of Iran’s past nuclear work—Iran is cooperating with one and thwarting the other.


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